Best Compare And SaveOn Auto Insurance GET QUOTES Rates Cheap Car Quotes White Plains NY


Best Compare And SaveOn Auto Insurance GET QUOTES Rates – Cheap Car Insurance Quotes For White Plains, New York


best auto quotes and insurance rates White Plains new york

New York Compare And SaveOn Auto Insurance GET QUOTES Coverage Requirements

Coverage Required Amounts Typical Driver
Bodily Injury Liability 25,000/50,000 100,000/300,000
Property Damage Liability 10,000 50,000
Uninsured Motorist Bodily Injury 25,000/50,000 25,000/50,000
Medical Payments Not required 100,000
Collision Not required 500 deductible
Comprehensive Not required 500 deductible

Helping White Plains Area Drivers Find The Best Policy Coverage For The Lowest Rates

Whether you are a first time motorists or a driver who needs to remain compliant and enjoy safe driving, you need to understand the basics in buying a car insurance policy. In New York, you need to consider a few basic things plus other aspects, which could influence the cost of insurance you buy. The minimum liability requirement, additional coverage, discounts, and choosing the right car insurance deductible can help greatly when you are purchasing auto insurance policy.

The minimum liability coverage entails property damage and bodily injury insurance. The property damage liability will cover damages, which you cause to another party’s property in the event of a car accident. Bodily injury insurance will cover the injuries suffered by other persons when an accident occurs.

Leading Carriers – Liberty Mutual, Allstate, USAA, Progressive, State Farm, Farm Bureau, AAA, The General, The Hartford, Nationwide, GEICO, Safeco

However, the minimum liability coverage does not take care of the injuries you suffer, and the damages caused on your vehicles due to an accident. The minimums for liability auto insurance in New York are $25,000 for injuries to a single person and $50,000 for injuries to multiple persons. For death of one person, the minimum requirement for liability car insurance is $50,000, and for multiple deaths, it is $100,000 while for property damage it is $10,000.

Difference that may arise when you have the met the minimum requirements are paid by yourself. Insurance experts recommend that you carry a minimum of $300,000 in protection from bodily injury and at least $100,000 in protection from property damage for every accident. You might want to seek for more help on the implications of every minimum liability in order to understand how these figures work.

New Yorkers are also required to have no-faulty insurance coverage which caters for costs of damages and losses when accidents occur regardless of who was at fault in causing the accident. The basic no-fault coverage entails a limit of $50,000 for every person to cover the accident related medical costs, 80 percent of lost wages or income due to injuries from a road crash. It also covers a limit of $2,000 every month for a period of up to 3 years.

The no-fault coverage also takes care of up to $25 per day in other expenses such as household needs for a period of up to 1 year following the date of car accident. In addition, this coverage also takes care of a $2,000 death benefit besides the $50,000 limit. The no-fault coverage takes care of medical costs, which you incur before your health insurance coverage comes in. If the total costs of the medical costs exceed the no-fault limit, the health insurance comes in.

Besides the minimum requirements in car insurance liability, there are optional coverages, which can help motorists, meet the costs arising from car accidents. Collision coverage covers damages on your car when an accident occurs while comprehensive insurance covers non-collision related damages that may occur on your car such as vandalism, theft, weather conditions, and natural disasters.

Not all drivers obey the traffic laws and buying under-insured and uninsured motorist coverages can help you when you find yourself in a difficult situation where a motorist who has insufficient or no coverage to cover damages on your suffered from an accident. One of the other options to consider is having you carrier bundle your home insurance with your car policy to help take advantage of multi-policy discounts.

Find Additional Discounts and Opportunities From Local White Plains Area Brokers

Cesar Carranza
57 Lake St, White Plains, NY 10604
(914) 993-3300
Allstate

Edward A Goodman Company
235 Mamaroneck Ave, White Plains, NY 10605
(914) 949-8202
Chubb

Kiran Bahadur Thapa Agency
120 Bloomingdale Rd Ste 403, White Plains, NY 10605
(718) 300-0380
Nationwide

Nationwide Agency
120 Bloomingdale Rd Ste 403, White Plains, NY 10605
(914) 461-1130
Nationwide

Daniel Daly
4 Martine Ave, White Plains, NY 10606
(914) 328-5400
Allstate

Thomas L Sheehan
200 Bloomingdale Rd, White Plains, NY 10605
(914) 946-2443
Foremost

Deirdre Erin Cosgrove
402 Mamaroneck Ave, White Plains, NY 10605
(914) 328-0100
Allstate

Owen F Cosgrove
402 Mamaroneck Ave, White Plains, NY 10605
(914) 288-0101
Allstate

Scavone Insurance Center
470 Mamaroneck Ave Ste 205, White Plains, NY 10605
(914) 428-7111
Travelers

Paolillo Insurance Agency
211 Central Ave, White Plains, NY 10606
(914) 682-7966
Mercury

Bruce Martin Associates
215 Central Ave, White Plains, NY 10606
(914) 946-2700
Travelers

Miriam Dulanto Insurance Agency
122a W Post Rd, White Plains, NY 10606
(914) 946-1043
Travelers

Robert Barresi
429 Central Ave, White Plains, NY 10606
(914) 686-1444
Foremost

Edgar Almanzar
477 Central Ave, White Plains, NY 10606
(914) 358-9712
State Farm

Tom Lavelle
650 N Broadway, White Plains, NY 10603
(914) 682-0020
State Farm

James Theiss Agency
600 N Broadway, White Plains, NY 10603
(914) 948-2144
Harleysville

Benedict, Cafagno & Grillo
11 Virginia Rd, White Plains, NY 10603
(914) 946-9300
Foremost

Buchanan Insurance Agency Company
11 Virginia Rd, White Plains, NY 10603
(914) 946-1479
Travelers

GLN Worldwide
707 Westchester Ave Ste 203, White Plains, NY 10604
(914) 683-1110
Fireman’s Fund

NFP Property & Casualty Services
707 Westchester Ave Ste 201, White Plains, NY 10604
(914) 683-3990
The Hartford

Erica Sanginito
700 N Broadway, White Plains, NY 10603
(914) 683-0015
Allstate

Brazen Insurance Agency
505 Central Ave Apt 818, White Plains, NY 10606
(914) 479-5028
Foremost

Abraham Blumenthal Insurance Agency
405 Tarrytown Rd Ste 1044, White Plains, NY 10607
(914) 273-9466
Encompass

Thomas M Solimine
60 Albemarle Rd, White Plains, NY 10605
(914) 682-0602
Foremost

NFP Property & Casualty Services
707 Westchester Ave Ste 201d, White Plains, NY 10604
(888) 766-8547
Nationwide

Kennerly Insurance Agency
55 Dobbs Ferry Rd, White Plains, NY 10607
(914) 949-7296
Foremost

The Oberman Companies
777 Westchester Ave Ste 206, White Plains, NY 10604
(914) 694-8550
Chubb

Arthur J. Gallagher Risk Management Services
2 Gannett Dr, White Plains, NY 10604
(914) 696-3700
Chubb

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