The auto insurance companies do not just use your driving record to determine your premium — the type of car you drive and its intrinsic characteristics figure into that equation too. If safety technology is incorporated into your car’s basic design, then accidents will be less severe, repair costs will be lower and your premiums will be lower. If your car is imported, that means higher premiums because the cost of repairs will then depend on the more expensive imported parts –insurance companies must pay out higher reimbursements for imported parts. If, on the other hand, your car is designed to make repairs easy, thenRead More →