“Just a few inches of water from a flood can cause tens of thousands of dollars in damage” as per National Flood Insurance Program (NFIP). This statement itself underlines the fact that how necessary it is for you to get the flood insurance. Regular homeowners’ insurance policies, also referred to as hazard insurance, do not provide cover for damages resulting from flooding. A separate insurance policy is needed to cover against flooding. Homeowners living in low-risk areas are generally not required to have the flood insurance. Based on the mortgage arrangement, homeowners residing in high-risk areas may also don’t have to purchase this policy. However,Read More →

They say money saved is money earned. In our temptation towards buying luxurious things or our habitual need to shop, we end up blowing way too much money than we think and regret later. There are quite a few people who are actually going therapy for treating their shopping addiction. Let us look at how you save money on various things that you buy or do in life 1. Saving money while shopping: Instead of shopping instinctively, go according to a plan. Make a list of things that you need beforehand and then go to shop. Make it clear that you are going to stickRead More →